Queenstown is often described as one of the most beautiful places in New Zealand—crystal-clear lakes, dramatic mountain ranges, and endless outdoor activities. But behind the beautiful views is a reality many don’t talk about-Queenstown is also one of the most expensive places to live in the country.
If you’re thinking about moving here or staying long term, it’s important to understand what you’re signing up for financially. Here’s a look at the real cost of living in Queenstown based on my personal experience living here with my partner.
🏠 Housing
We currently live in a house and are paying as a couple $520 NZD per week in rent. That’s $2,080 per month, and that’s excluding bills. For Queenstown this is still very reasonable compared to what others are paying. For just one room you can pay up to $350 per week, and for a one bedroom flat up to $600 per week. In Queenstown, it’s very common for people—even professionals—to live in shared houses due to the high cost of rent.
Bills vary depending on the season. During winter, we use a heater, and our electricity bill can reach $120 per month. In summer and other warmer months, when we don’t need heating, they’re much lower—around $60 per month, especially if you’re mindful with usage. It also helps if you’re in a sunny location—some neighbourhoods get great natural light and warmth, which cuts down heating costs significantly.
🛒 Groceries
We go grocery shopping once a week and spend between $250 and $350 NZD for the two of us. That includes all meals at home, snacks, and basic household items. Prices have definitely gone up over the past couple of years, and while you can save a bit by shopping smart and buy goods that are on special, it still adds up quickly.
Here are some examples:
- 2L milk: $5
- Bread loaf: $3–4
- Eggs (dozen): $8-10
- Chicken (1kg): $12–14
- Fresh veggies: $3–6 per item
Eating out is a treat for us and it is something we do maybe one a month. A casual lunch out can cost $20–30 per person, and a dinner with drinks can easily hit $80–100 for two.
🚗 Transportation
We have a car, which is essential for getting around Queenstown unless you live and work in the same central area. Fuel costs around $2.80 per liter, and insurance and WOF (Warrant of Fitness) checks are additional recurring expenses.
There is public transport, but it’s very limited, and many locals prefer driving or biking to be more flexible.
🏋️♀️ Lifestyle & Entertainment
Queenstown is an outdoor paradise, and luckily many of the best things to do here—like hiking, swimming, and biking—are free. That said, some seasonal activities like skiing and snowboarding can be expensive.
- Gym membership: $20-30 per week
- Cinema ticket: $18–22
- Ski pass (seasonal): $700–1,000
- Coffee: $5–6
🩺 Health & Insurance
If you’re on a visa, you’ll need to pay for health insurance, which varies depending on your coverage. Doctor visits can cost $50–80 without insurance, and dental care is also pricey.
💡 Tips for Managing Costs
- Live in a sunny area to save on heating
- Cook at home and meal prep
- Share a house to split rent
- Make use of free activities like hikes and lake days
💡 Lifestyle & Choices
Depending on your lifestyle, your cost of living can vary significantly. If you enjoy going out for dinner and drinks regularly, your expenses will add up quickly—especially in Queenstown where dining out is not cheap. A night out with drinks and a meal can easily cost over $100 for two. Prices are generally higher in Queenstown compared to other parts of New Zealand due to its tourist-driven economy and higher operational costs.
That said, one of the best things about living here is the abundance of free outdoor activities. You can hike, bike, swim, or simply enjoy the incredible scenery—all without spending a dollar. If you love nature, Queenstown gives you plenty of ways to stay active and entertained without breaking the bank.
💬 Final Thoughts
Living in Queenstown isn’t cheap—but for us, it’s worth it. The natural beauty, the peaceful lifestyle, and the access to outdoor adventure make the higher costs manageable. If you’re planning to move here, come prepared financially, and know that while it may require budgeting, the quality of life is hard to beat.
Let me know if you have any questions or want tips on settling in—I’m always happy to share more!